Products | Access Platinum Capital

Business Loans

Provides liquidity to suppliers and distributors across the value chain, ensuring smooth operations and stronger business relationships.

Unlocks cash tied up in unpaid invoices, enabling businesses to meet immediate operational expenses.

Flexible funding to support daily operations, ensuring business continuity and cash flow stability.

Converts post-dated cheques into instant cash, providing quick and reliable financing.

Short-term revolving facilities that allow businesses to bridge temporary cash flow gaps.

Enables acquisition of equipment, vehicles, and other assets critical to business growth.

Facilitates both domestic and international trade by providing structured financial support to importers and exporters.

Allows businesses to spread insurance costs over time while maintaining uninterrupted coverage.

Enhances credibility by backing contractual obligations with financial guarantees.

Offers upfront financing to suppliers fulfilling Local Purchase Orders (LPOs), ensuring timely delivery of goods and services.

Provides employees with access to part of their salary in advance, offering quick financial relief when needed.

Structured loans repaid directly from an employee’s salary, ensuring disciplined and predictable repayments.

Joint Venture Financing – Collaborative financing structured around contribution ratios. Repayments can take different forms, including:

JV Model – Partner-based contribution.
Check-Off Model – Direct deductions from receivables or cash flows.
Bullet Payments – One-off lump-sum settlement at the end of the term.
Reducing Balance – Installments where interest is calculated on the declining principal balance.